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| Job Category : | Business |
| Company Name: | Jobtracks Recruiting |
| Position Name: | Mortgage Underwriter (Office based arrangement) |
| Location : | San Diego, CA 92131 |
| Job Description : | RESPONSIBILITIES INCLUDE: Underwriter duties shall include without limitation: Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.) Access all risk factors of loan and ensure it meets guidelines Report to Manager in regard to protocol and file escalation Check for accuracy of all incoming loan information for file and report discrepancies Ensure that all of the tax, title, insurance and closing documentation is in place Interface borrowers, loan processors, loan officers and underwriting in an effective manner Review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price on purchases and value on refinances Maintain, understand and follow lender / Agency / Investor guidelines at all times Underwriters to make sure all of the loan factors meet particular loan guidelines Maintain dates in loan origination system pertaining to underwriting (as applicable) Submit mortgage loans to automated underwriting systems for approval within investor guidelines Assure all FINAL numbers and information is updated in file and system prior to issuing a clearance to close Ensure file compliance prior to closing being requested All other duties as defined by Employer from time to time |
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