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| Job Category : |
Business |
| Company Name: |
Carolinas Telco Federal Credit Union |
| Position Name: |
Consumer Underwriter |
| Location : |
Charlotte, NC 28210 |
| Job Description : |
Description:
YOUR IMPACT
As the Consumer Underwriter, you’ll have the opportunity to drive and increase our consumer and mortgage business. Ensures decisions are in accordance with established policies, procedures, lending guidelines, and legal requirements. Ultimately, you will impact the growth of the credit union and our team.
To be successful in this role, you will be:Experienced with underwriting consumer and mortgage loan applications.
A person who takes ownership of the process and displays good judgement.Someone with excellent analytical and math skills.In possession of great negotiating and interpersonal skills.
In this role, you’ll be measured based on the following PERFORMANCE MEASUREMENTS:
1. Loans applications, underwriting process, and all associated documents are reviewed and completed promptly and decisions around extension of credit is communicated within expected timeframes
2. Any discovered issues are researched and resolved promptly. Management is properly informed.
3. Takes ownership of issues or questions around mortgage lending from members and/or credit union personnel. Issues are handled respectfully and promptly.
4. File documentation is accurate in accordance with loan policy and procedures.
5. Loan processing functions are completed timely and in accordance with established policies and procedures.
6. Work effectively with key stakeholders to complete tasks
7. Exhibits ongoing commitment to the enactment of organizational core values.
PM22
. Requirements:
SO, ARE YOU INTERESTED? Here’s what we need to see on your resume:
1. Bachelor’s degree in Business/Economics/Finance or a minimum of two (2) years prior experience with lending and/or mortgage underwriting.
2. General working knowledge of financial institution’s policies and procedures.
3. Understanding of consumer and mortgage loan processing related requirements, procedures and underwriting criteria to include FHA, VA, and conventional lending.
4. Must have NMLS # or the ability to be licensed in compliance with the S.A.F.E. Act.
PI167534420 |
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